#APPLE UPGRADE PROGRAM UPGRADE#
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#APPLE UPGRADE PROGRAM FREE#

Instead, say you buy the 128GB iPhone 13 outright, skip AppleCare+ coverage, and keep the phone for two years. So you'll either need to trade it in and start over, or pay 12 more months to own the phone (another $474, for a total of $1,422 at the end of three years, either way). However, at this point, you have a phone that's half-paid. So at the end of two years, you'll have paid $948. After a year, you'll have paid $474 on that phone, then swap it for the (presumed) iPhone 14, likely at the same cost.

#APPLE UPGRADE PROGRAM UPGRADE#

Buying Every Two YearsДЇirst, say that you start the iPhone Upgrade Program today with a 128GB iPhone 13 at $39.50 per month. Let's run a quick calculation of two extremes to examine this. If you're looking to save as much money as possible on your iPhone or don't wish to upgrade every year, you'll likely do better staying away from the Upgrade Program. Just remember that fixing a damaged screen usually costs a lot more than the price of AppleCare+. You're better off putting that extra money into a fund for your next phone. You're spending at least $149 more for the convenience of monthly payments, and if you don't utilize the service, that's money wasted. If you never damage your phone and don't want AppleCare+, then the iPhone Upgrade Program is a hard sell. Whether the iPhone Upgrade Program is right for you depends on your needs and desires. Is the iPhone Upgrade Program a Good Deal?

#APPLE UPGRADE PROGRAM PRO#

You'll be asked which iPhone you want at the time of writing, you can select from the iPhone 13 or iPhone 13 Pro line. To get started online, head to the iPhone Upgrade Program page and click Join Now. After it's paid off, you own the device and can do whatever you like with it-keep it, trade it in for a new device, or sell it to a friend. If you'd like, you can continue paying 12 more months for your current iPhone. You don't have to upgrade after 12 payments. Once you receive the new device, the Upgrade Plan starts over with fresh AppleCare+ coverage and payments. If your old device is damaged, you may be charged a fee to fix it.

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At that time, Apple will ship you a new phone, plus a mailer to return your old one (or you can exchange in-store). There's no interest or extra fees, so the cost is the same as buying it outright (you'll pay all taxes at purchase time).ДЄfter you've made the equivalent of 12 payments on the device, and have been using the program for at least six months, you're eligible to upgrade to the latest iPhone. Once you sign up, you'll receive your new phone and agree to pay the cost of it, plus AppleCare+, over 24 months. You can join the iPhone Upgrade Plan through Apple's website or in-person at an Apple Store. Overall, the deal is a double win for Apple as it will likely bring in more iPhone financing as well as new Apple Card enrollees.How Does the iPhone Upgrade Program Work? At least that is what I would do to take advantage of the holiday shopping spree. Tim Cook vaguely mentioned 'later this year.' As we are heading into November, my bet would be we see it before Black Friday. It is unclear exactly when Cupertino plans on implementing the new Apple Card perk. These are the people that the company is targeting with the new offer. Trade-ins for iPhones are up 400 percent over last year, which means a lot of people are opting to have a running bill with Apple.

#APPLE UPGRADE PROGRAM FREE#

When combined with the upgrade programвЂ™s free Apple Care+ and iPhone trade-in value, it beats financing through a carrier.ДЄpple CFO Luca Maestri mentioned that the company has seen a positive response to the current program. That and the conveniences mentioned before. What makes it different for Apple Card users is the three-percent cashback on the purchase.

Mobile providers have similar financing options. Apple has been offering it for a while now via its iPhone Upgrade Program. Now Tim Cook has revealed during a Q4 earnings call that Apple Card users can have 24-month, interest-free financing on new iPhones through their card.

However, the account services through the Wallet app are pretty convenient, especially the ability to pay when you want (even daily) right through your phone. In context: When Apple launched its no-fee credit card back in August, it seemed a bit gimmicky.

Apple upgrade program